I've asked about a tire/road hazard insurance program on a previous forum. There were several people who've replied about such programs that they've bought from their dealers. My dealer didn't offer such a program and I've inquired other dealers about purchasing such a program, but they said they could only offer such a program to people who buy cars from their own respective dealerships. So, finally after a long search, someone told me about this "tires for life" program. I just got off of the phone with the Boardwalk Porsche salesman and I wanted to let fellow Cayman owners know about this program (if they're interested and have been looking for such) and to inquire others more experienced and wiser than I as to what they think about the policy...i.e. is it worth all the $$$$?

Key points: (this is what he told me over the phone, so please don't think it's set in stone)
1) Company offering this is: Millenium Automotive Protection Plan
2) Cost: $4399 no tax - one time fee
3) Expenses you pay: tire rotation (which won't occur with our cars since the front and rear ones are of different sizes) and tire inspection (by any mechanic) every 6000 miles (they need to see an invoice from the mechanic - does not need to be a Porsche specialist, I asked about that)
4) You will get new tires once they reach 3/32.
5) Automatic transmissions cost $600 more.
6) Aftermarket wheels cost $600 more.
7) Policy covers flats, nails, towing, and sidewalls of tires. Also covers rims (if they're scuffed, they will touch it up, but if it's been in an accident (no matter whose fault) they will replace the rim.
8) Policy covers all glass (windshield cracks etc...), battery, wiperblades, and exterior lights (xenons not covered).
9) 30 day cancellation policy

So guys, is this worth it? I generally feel that any insurance policy sold only benefits the salespeople. But I'm thinking about using mine as a 3-4 times a week commuter vehicle along I80 in the SF Bay Area (70 miles a day) besides any weekend trips. I also plan on keeping my car until it reaches a cult collector status. The salesman said that based on rear tire prices of $325-375 and front tires of $275-325, it would take about 3.5 sets of tires to break even if you don't other parts of the coverage policy. Tell me what you guys think!! I'd appreciate your input in helping me think through this $4400 investment/insurance. Thanks in advance.

Jim