Originally Posted by jcriggs

Who do you use? Do you have it in writing that they will cover DEs?

This seems to be a grey area. Some insurance companies are specifically excluding coverage if your car so much as touches a track. Your exclusion language can change frequently and more and more insurance companies are writing stronger exclusions for DE type activity. For others, the exclusion language is less clear but the general consensus is that they will fight you over a DE claim. They may end up covering your first incident but you will most likely be dropped afterwards. Calling the company/agent is also problematic because it will alert them to your higher risk activity and they could also summarily drop you. I think a sound strategy is to purchase supplemental, track-only insurance. As someone once said, unless you’re willing to roll your car off a cliff and walk away, you should have guaranteed DE coverage. The incident at Summit Point a few weeks ago drove home that point -- see http://www.caymanclub.net/zone-2/251...mit-point.html