A lot of the problems are state-sponsored...as in Massachusetts. Here the state-mandated prototype policy specifically excludes DEs; having said that my agent (who also club races) says that insurance companies are paying claims on DE episodes increasingly in the past 6-12 months...on a strictly one-shot "this can't happen again" basis...just to add confusion and uncertainty! Tread carefully here.

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2007 Cayman, midnight/tan
2007 Touareg V8, working man's Cayenne, tow vehicle
2007 Mazda3 hatch, ski car and wifey-mobile
1993 BMW 325is Spec E36 race car